Services developed by financial and credit experts that address the foremost financial concerns of today: Credit Scores and Business Credit.

Unique among other companies Credit Logic, LLC. was created in 2002 to help individuals and business owners not only obtain high credit scores but also how to obtain business credit and to leverage it as a powerful tool to enhance your financial life.

Your quest for credit begins here...

UNIQUE SERVICES

Personal Services

45Credit.com ©: a "one of a kind" web based service, developed by financial and credit experts that can help you raise your CREDIT SCORE Fast & Inexpensively. According to FICO (Creator of the most widely used credit score) 65% of the credit score has nothing to do with good or bad credit. 45Credit.com shows you many simple steps that can help raise your credit scores, with potential credit score increases, in as little as 5 days.

CREDIT LOGIC ©: is a web-based "Next Generation Total Credit Score Restoration" solution for mortgage professionals, real estate agents, attorneys and home based business owners. There is an overwhelming need of the American public to improve their credit scores and a dire shortage of professional credit help specialists. Become part of the most needed business opportunity in our country today.

CREDIT EXPRESS: If you need higher credit scores fast and do not have time to enroll in a 6 to 12 month credit repair program then the professional 90 day CREDIT EXPRESS PROGRAM© is for you! Our affiliate company gets the job done right.

Credit Score Maximizer: ($450 App Fee) Credit Score Maximizer is a one of a kind service to help raise your credit score using multiple enhancement tools. There is nothing like this on the market anywhere for any price. $10,000 Credit Builder - A unique way to build large credit without going into debt. A $10,000 loan is funded and put into an account with your name on it. Small monthly payments are accepted and reported to credit reporting agencies. On the second month you authorize the finance company to pay down 70% of the loan from your account and it is reported as $3000 balance. In the third month you authorize the finance company to pay down more of the loan principal from your account and it is reported as having a $1000 balance on the loan. The results are that you have paid down a $10,000 loan in about 90 days to 10% of the original start amount thus adding strength to your credit profile and score. Continue making interest only payments for 3 more months then use the remaining monies in your account to pay off the loan. (6 Month total) This is great for new credit profiles and re-establishing credit. We coach you through the process in order to help you obtain the highest credit score effect. Credit Score Action List - 65% of the calculation of the credit score has nothing to do with negative credit. The Action List finds many simple and fast actions to raise your credit score along with potential score increases. This program eliminates the guess work about which actions you can take to elevate your credit scores and will show you the potential credit score increases you might expect. Your credit score can increase by 40 points or more in as little as 14 days.
(Small monthly payments apply) (For credit building and credit score enhancement - you do not receive funds)

Loan Modification: ($595) Do you know someone facing foreclosure or wants to reduce their monthly payment and reduce their loan amount? Don't spend thousand's of dollars on a loan modification company in hopes of success. Prepare your own loan modification proposal using the step by step instructions and guides in the easy to use secure online application in just 3 easy steps! All Bank/ Lender and Federal guidelines and paperwork are in this software.

Step 1: Enter All Required Data (30 to 60 minutes)
Step 2: Review Data and Compare with Program Suggestions Based on Federal Guidelines
Step 3: Print Your Professional Proposal and Submit (Fax) to Lender


Lower your Monthly Payment
Lower your Interest Rate
Lower your Loan Amount

HUD Approved - Modifications in 15 to 45 days (average)

Other Services

UNIQUE SEMINARS: Besides credit seminars, we bring in different companies to introduce investors to unique, high return investments in the area of health and wealth. Some companies have Pre IPO offerings.